Finance

Getting the right finance in place can make or break a property deal. That’s where we come in. We help lenders and borrowers across Yorkshire and the UK move quickly and confidently through all kinds of property finance transactions. Whether you’re funding a development, buying a portfolio, or securing a bridging loan, we’ll get to grips with the detail and keep things moving. We’ll work closely with our Banking, Planning and Construction teams to spot potential issues early and tailor everything to your goals.

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Grey image placeholder with image icon centralised

Standard commercial lending

We’ll guide you through a wide range of commercial finance transactions including investment purchases, owner-occupier finance, and portfolio deals, making sure everything supports your commercial goals while maintaining legal and regulatory compliance.

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Bridging loans

We move fast on bridging finance transactions, understanding the time critical nature. You’ll get clear advice and proactive support to meet tight deadlines.

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Development finance

From initial funding to final sign-off, we’ll support your project every step of the way. We work hand in hand with our Planning and Construction teams to keep everything on track.

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Financing of bespoke property assets

From care homes to sports venues, we help clients finance complex or unusual property assets with solutions tailored to each deal. Our tailored solutions are designed to meet the specific needs of each transaction.

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Private Lending

We advise on private loan arrangements, including syndicated loans. We provide clear documentation and safeguard the interests of all parties involved.

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Dual representation

With the right permissions, we can act for both borrower and lender. It speeds things up while keeping everything transparent and compliant. We ensure both parties receive clear, practical guidance and documentation tailored to the complexity and scale of each transaction.

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Questions we’re often asked

Can you act for both the lender and the borrower?

Yes, with informed consent we can act for both parties, provided there’s no conflict and all regulations are followed.

What types of property do advise on?

We advise on residential, commercial, mixed-use, and bespoke assets, including specialist sectors such as healthcare and energy.

How quickly can bridging finance transactions be completed?

We understand the urgency of bridging finance and work proactively to meet tight deadlines, often completing within days.

Do you assist with development finance?

Yes. We provide full legal support throughout development finance transactions, from initial funding to final drawdown, working closely with our Planning and Construction teams.

What is required for a private loan arrangement?

We ensure all documentation is in place, including loan agreements, security documents, and compliance checks tailored to the transaction.

Trusted by organisations, families and professionals across the UK
They are particularly good at building rapport with counterparties, and we are always happy to bring them into all-party calls.
Legal 500
Trusted by organisations, families and professionals across the UK
Matt Hutchinson always goes the extra mile and provides helpful and practical advice.
Legal 500
Trusted by organisations, families and professionals across the UK
They still retain common sense, and they do have patience when explaining complex legal issues.
Legal 500
Trusted by organisations, families and professionals across the UK
They have high interpersonal skills and never "talk down" to clients. All members of the team I have come into contact with explain issues in understandable terms. To date, any issue we have come across has been able to be covered by someone in the Black's organisation.
Legal 500
Trusted by organisations, families and professionals across the UK
Matthew Hutchinson presents a permanently obliging approach and displays wide experience and legal knowledge.
Legal 500
Trusted by organisations, families and professionals across the UK
The Blacks team led by Matthew Hutchinson combines charm and personality with highly effective legal expertise. The team works closely together, so you can always get hold of someone with at least a working knowledge of the particular project, but their fees remain very reasonable, so you never feel like you're being billed for internal duplication.
Legal 500
Trusted by organisations, families and professionals across the UK
Matthew Hutchinson is an excellent fit for an in-house property legal counsel. He works collaboratively and is happy to brainstorm ideas, and is equally happy to take on board our suggestions and even amendments to his documents. He has no ego about him and makes working with him a pleasure. He proves that you don't have to compromise between excellent leg
Legal 500
Trusted by organisations, families and professionals across the UK
We couldn’t have delivered the project without Rowan. Rowan’s practical approach allowed her to deliver solutions to every obstacle to maintain momentum throughout a long and difficult process. Rowan was an effective negotiator and, we always felt she was on our side. We are delighted with the results and can’t wait to start building!
Real Estate Client, Hamara
Trusted by organisations, families and professionals across the UK
Andrew Pedley was the driving force at Blacks LLP. He really made us feel like we were the only case on his desk. No job was too small, and no question was too little to ask. He made me feel like my thoughts and views were valid and also explained situations where I wasn't understanding the full picture.
Real Estate Client
Trusted by organisations, families and professionals across the UK
I would just like to say a huge thanks to Conor Tobin and Blacks. You have really turned this around, and we are very grateful. Looking forward to working with you in the future.
Real Estate Client

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